Musicians’ Liability Insurance Plan AFM Musicians’ Liability Insurance provides up to $2 million aggregate coverage each year.

The Solution for Musicians’ Liability Problems

Many facilities now require musicians to provide their own liability insurance when performing on site. This may leave you to pay hefty premiums for “special events coverage” to the few insurance companies that will actually cover you. The AFM offers you an economical solution… the Musicians’ Liability Insurance Plan.

Comprehensive Coverage

This policy provides up to $1 million for each occurrence and up to $2 million of aggregate coverage for lawsuits resulting from bodily injury and property damage for which you might be responsible. This includes coverage for claims of bodily injury, personal injury, property damage … even if the charges are false or fraudulent! In addition to the $2 million of aggregate coverage, this Plan also pays all court and legal defense costs for a covered claim.

Types of Suits Covered by This Plan

Suits arising out of bodily injury which occurs on or off premises as a result of your performance. Suits arising out of damage to property of others resulting from your performance. Suits arising out of personal injury and advertising injury, including libel, slander, defamation of character, false arrest, invasion of privacy, detention and malicious prosecution. Suits arising out of product liability resulting from the sale of food and beverages at functions incidental to your business. Suits arising out of host liquor liability when serving or giving alcoholic beverages at functions incidental to your business. Suits arising out of real or alleged faults in work completed by or for your business which resulted in bodily injury or property damage. Suits arising from injury caused by the rendering of or failure to render health care services by non-professionals. Suits arising from fire damage legal liability for up to $100,000. Defense against such suits even though the charges made are groundless, false or fraudulent.

Never Pay a Deductible!

There’s no deductible! The AFM Musicians’ Liability Insurance Plan does not require a deductible. All claims will be defended on a first-dollar basis you won’t have to pay a cent! Compare this plan with similar coverage! Many insurance companies offer large deductibles to keep costs down; however, the Musicians’ Liability Insurance Plan is already economical even without a deductible option. Quality, economical insurance, made available to you through AFM group buying power.

Filing a Claim is Simple!

Any situation which may result in a claim should be reported immediately in writing to:      AFM Insurance Administrator      1440 Renaissance Drive      Park Ridge, IL 60068-1400      Or call toll free: 1-800-503-9227

Note: Coverage may not be available in all states.